As the cost of attending college continues to rise year after year, students are taking on record levels of student loan debt. One of the best ways to help reduce the student loans you need to take out is through winning scholarships. When you think of which scholarships to apply to, usually national scholarships come to mind. But don’t overlook the local scholarships out there.

College debt has placed millennials at a significant disadvantage when compared to previous generations. Although they are already beginning to experience hard-felt impacts, the proverbial financial storm has only just begun. As a result, the financial future for millennials is significantly bleaker than that of their parents’ generation.