5 years, 2 degrees, $0 in student loan debt! Kiara funded her education through Scholarships, Grants, Fellowships & Student Loan Forgiveness. She started Free Money Meister (FMM) to teach students how to use free money to pay for school. FMM is a platform that offers courses, a community, and a dashboard for students to learn and apply for scholarships. As a premium service students can have access to a 1-on-1 virtual scholarship coach who works with them on a weekly basis to complete scholarship applications!*