There are 45 million borrowers who collectively owe nearly $ 1.6 trillion in student loan debt in the U.S. Student loan debt is now the second highest consumer debt category - behind only mortgage debt - and higher than both credit cards and auto loans. The average student loan debt for members of the Class of 2018 is $29,200, a 2% increase from the prior year, according to the Institute for College Access and Success. - Forbes

At Free Money Meister, we believe in winning scholarship award money prior to and during college to minimize student loan debt. If you have already graduated, we believe in using student loan minimization and debt forgiveness strategies to eliminate debt.




Speaking Engagements


At Free Money Meister, our instructors are experts in getting scholarships and have done so with funding their own education


5 years, 2 degrees, $0 in student loan debt – Education funded through Scholarships, Grants, Fellowships & Student Loan Forgiveness.

NOTABLE Achievements

  • AFCEA Cyber Studies Scholarship
  • AFCEA STEM Major Scholarship for Diversity Students
  • National Science Foundation (NSF) Pathways to Excellence Scholarship
  • Central Scholarship William & Richard Shock Scholarship
  • Central Scholarship $30,000 Student Loan Pay-Down Award!
  • and many more!


  • B.A. Computer Information Systems
  • M.P.S. Cyber Security

Kiara Jones



Graduated with minimal debt - Education funded through scholarships, grants, case competitions, and fellowships.

NOTABLE Achievements

  • Howard University School of Business Executive Leadership Program
  • KPMG Future Diversity Leadership Fellowship
  • Concerned Black Women of Calvert County Scholarship
  • Concerned Black Men of Calvert County Scholarship
  • Comcast Scholarship
  • Reverend Charles Lee Sr Memorial Scholarship


  • B.S. Business Administrator

Riddi Mackall



8 years, 3 degrees, $0 in student loan debt – Education funded through Scholarships, Fellowships & Internships.

NOTABLE Achievements

  • Scholarship For Service (SFS) - CyberCorps
  • Dowdy Scholarship
  • NOAA Educational Partnership Program (EPP)
  • and many more!


  • B.S. Electrical Engineering
  • B.S. Computer Engineering
  • M.S. Cyber Security

Malcolm Blow


Richard Baptiste

It was a pleasure to work with Ms. Kiara Jones from Free Money Meister. She was very responsive to our program request and communicated her materials in a timely manner.

The presentation that Ms. Jones conducted was relevant to the audience (High School Students & their Parents) and she provided an excellent discussion with tangible examples of what she presented (Fund college with no debt).

I would recommend Ms. Kiara Jones to other organizations looking for her services and plan to collaborate with Ms. Jones and the Free Money Meister organization in the future.

Many thanks,
Richard Baptiste
Co-Founder & Board Chair
Alliance for Innovation in Education Inc

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